Refinancing Experts in Preston

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Are you paying the “Loyalty Tax” on your Preston property? With interest rates shifting and property values in Melbourne’s northern corridor evolving, the loan you took out two years ago may no longer be the best fit for your financial future.

At LoanBrix, we help Preston homeowners break free from uncompetitive rates. Whether you’re looking to reduce your monthly repayments, tap into equity for renovations, or consolidate debt, our expert mortgage brokers provide the local insight and lending power you need to get ahead.

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Why Refinance Your Preston Property?

Preston has transformed into one of Melbourne’s most sought-after growth hubs. From the iconic Preston Market precinct to the gentrifying strips along High Street and Gilbert Road, property values have seen significant shifts.

Refinancing with LoanBrix allows you to:

Lower Your Interest Rate: We compare over 50 lenders—including the Big Four and boutique banks—to find “Tier 1” rates often unavailable to the general public.
Access Your Equity: Use the value in your Preston home to fund a renovation, deposit for an investment property, or a much-needed lifestyle upgrade.
Consolidate Debt: Roll high-interest credit cards or personal loans into your mortgage to simplify your finances and improve cash flow.
Better Loan Features: Switch to a loan with a 100% offset account, redraw facilities, or more flexible repayment options.

Proudly Serving Preston and Surrounding Suburbs

We provide expert mortgage brokering and refinancing services across the entire northern inner-city region. If you live in or near the following areas, LoanBrix is your local partner:

Preston (3072)
Thornbury (3071)
Reservoir (3073)
Northcote (3070)
Coburg & Coburg North (3058)
Kingsbury (3083)
Heidelberg West (3081)
Bundoora (3083)

Our Simple 4-Step Refinancing Process

Free Mortgage Audit: We review your current rate and fees against the latest market offers.
Strategy Session: We discuss your goals—are you looking for the lowest rate, or do you need a specific feature like an offset account?
Lender Comparison: We present you with a shortlist of the most competitive options from our panel of 50+ lenders.
Seamless Switch: We manage the application and discharge process with your old bank, so you don’t have to.

Book a Time

Is Your Preston Home Loan Working as Hard as You Are?

With property values in Preston (3072) continuing to outperform many of Melbourne’s northern pockets, your home is more than just a roof over your head—it’s your greatest financial asset. Yet, many homeowners in the City of Darebin are still stuck in “set and forget” mortgages, paying thousands in unnecessary interest.

At LoanBrix, we specialise in helping Preston residents reclaim their financial freedom. Whether you’re looking to slash your interest rate, unlock equity from your High Street townhouse, or consolidate debt into a single, manageable payment, our expert refinancing team provides the local edge you need to stop overpaying and start saving.

Book a Time

Ready to Save? Speak to a LoanBrix Broker Today.

Don’t let your bank dictate your financial future. Contact the team at LoanBrix to see how much you could save on your Preston home loan.

Visit us at our Burwood East office or let’s meet online.

Phone: (03) 9807 5169

Email: [email protected]

Office: Suite 7, 2-8 Burwood Highway, Burwood East VIC 3151

Apply for Pre-Approval

Frequently asked questions

How much equity do I need to refinance?

Most lenders prefer a Loan-to-Value Ratio (LVR) of 80% or less to avoid Lenders Mortgage Insurance (LMI). With Preston’s strong capital growth over recent years, many locals find they have more equity than they realize.

Will refinancing affect my credit score?

A single application for a refinance is a standard part of credit activity. At LoanBrix, we perform a preliminary assessment to ensure you meet lender criteria before a formal application is lodged, protecting your credit file.

Is it worth refinancing if I’m with a big bank?

Often, yes. Many “Big Four” customers are paying a “loyalty tax”—a higher rate than what the bank offers new customers. We can often negotiate a better rate with your current lender or find a significantly better deal elsewhere.

Find out how much you can borrow

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      EXCELLENT  
   Based on 120 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Marj Johnson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Trevor and the team have been amazing. Highly recommended for anyone looking for business finance.
  
 
      Posted on Google  
   
   Adam Yang 
 
 
 
 Trustindex verifies that the original source of the review is Google. Service was great, readily available and very helpful.
  
 
      Posted on Google  
   
   debra fletcher 
 
 
 
 Trustindex verifies that the original source of the review is Google. Shelley was very helpful  and expedient with all of her assistance with my application and eventual approval through ANZ refinance home loan.  I initially asked for assistance on the 04/05/26 and received my settlement on the 12/05/26!!!!  Very vigilant with her communications with ANZ and myself. Thank you Shelley
  
 
      Posted on Google  
   
   Luke Sinclair 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a single guy looking to buy his first home on a tight budget, understanding my financial position and what i could realistically afford seemed daunting. A friend recommended LoanBrix and it was a game changer. They assessed my income, did the sums and patiently explained my options. All of a sudden buying a home became a reality. A loan within my budget was seamlessly secured, and now i’m finally out of the rental game :) Thanks Trevor! I highly recommend!!
  
 
      Posted on Google  
   
   Rawle Watson-Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. Trevor and the LoanBrix team were recommend to me as complex funding solution specialist. Trevor finds solutions, communicates effectively, actions matters promptly, gives you options and persistently pursues your desired outcome. I now recommend Trevor and his team to my contacts.
  
 
      Posted on Google  
   
   Carrie Matthews 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing service and can achieve miracles! Thank you for your ongoing service and assistance over the years.
  
 
      Posted on Google  
   
   Dave Mcrae 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great experience.  Trevor and the team are so helpful with any finance needs. Thank you so much LoanBrix.
  
 
      Posted on Google  
   
   Gurpreet Singh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very efficient and professional. The whole process was smooth. I would definitely recommend them.
  
 
      Posted on Google  
   
   Jasna Mesinovic 
 
 
 
 Trustindex verifies that the original source of the review is Google. The whole process from beginning to end was a smooth transition. Good communication, great team. Recommend 100%

54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

Refinancing Experts in Preston

Why Refinance Your Preston Property?

Proudly Serving Preston and Surrounding Suburbs

Our Simple 4-Step Refinancing Process

Is Your Preston Home Loan Working as Hard as You Are?

Ready to Save? Speak to a LoanBrix Broker Today.

Frequently asked questions

How much equity do I need to refinance?

Will refinancing affect my credit score?

Is it worth refinancing if I’m with a big bank?

Find out how much you can borrow

54 Lending Partners

Five Star Rated

MFAA Member Since 2009

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Loan Options

Apply for a Loan

Loan Approval

What's Next?

Your Loan Journey

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