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Refinancing Experts in Preston

Secure a Better Home Loan with LoanBrix

Are you paying the “Loyalty Tax” on your Preston property? With interest rates shifting and property values in Melbourne’s northern corridor evolving, the loan you took out two years ago may no longer be the best fit for your financial future.

At LoanBrix, we help Preston homeowners break free from uncompetitive rates. Whether you’re looking to reduce your monthly repayments, tap into equity for renovations, or consolidate debt, our expert mortgage brokers provide the local insight and lending power you need to get ahead.

Why Refinance Your Preston Property?

Preston has transformed into one of Melbourne’s most sought-after growth hubs. From the iconic Preston Market precinct to the gentrifying strips along High Street and Gilbert Road, property values have seen significant shifts.

Refinancing with LoanBrix allows you to:

  • Lower Your Interest Rate: We compare over 50 lenders—including the Big Four and boutique banks—to find “Tier 1” rates often unavailable to the general public.

  • Access Your Equity: Use the value in your Preston home to fund a renovation, deposit for an investment property, or a much-needed lifestyle upgrade.

  • Consolidate Debt: Roll high-interest credit cards or personal loans into your mortgage to simplify your finances and improve cash flow.

  • Better Loan Features: Switch to a loan with a 100% offset account, redraw facilities, or more flexible repayment options.

Proudly Serving Preston and Surrounding Suburbs

We provide expert mortgage brokering and refinancing services across the entire northern inner-city region. If you live in or near the following areas, LoanBrix is your local partner:

  • Preston (3072)

  • Thornbury (3071)

  • Reservoir (3073)

  • Northcote (3070)

  • Coburg & Coburg North (3058)

  • Kingsbury (3083)

  • Heidelberg West (3081)

  • Bundoora (3083)

Our Simple 4-Step Refinancing Process

  1. Free Mortgage Audit: We review your current rate and fees against the latest market offers.

  2. Strategy Session: We discuss your goals—are you looking for the lowest rate, or do you need a specific feature like an offset account?

  3. Lender Comparison: We present you with a shortlist of the most competitive options from our panel of 50+ lenders.

  4. Seamless Switch: We manage the application and discharge process with your old bank, so you don’t have to.

Is Your Preston Home Loan Working as Hard as You Are?

With property values in Preston (3072) continuing to outperform many of Melbourne’s northern pockets, your home is more than just a roof over your head—it’s your greatest financial asset. Yet, many homeowners in the City of Darebin are still stuck in “set and forget” mortgages, paying thousands in unnecessary interest.

At LoanBrix, we specialise in helping Preston residents reclaim their financial freedom. Whether you’re looking to slash your interest rate, unlock equity from your High Street townhouse, or consolidate debt into a single, manageable payment, our expert refinancing team provides the local edge you need to stop overpaying and start saving.

Ready to Save? Speak to a LoanBrix Broker Today.

Don’t let your bank dictate your financial future. Contact the team at LoanBrix to see how much you could save on your Preston home loan.

Visit us at our Burwood East office or let’s meet online.

Phone: (03) 9807 5169

Email: [email protected]

Office: Suite 7, 2-8 Burwood Highway, Burwood East VIC 3151

Frequently asked questions

How much equity do I need to refinance?

Most lenders prefer a Loan-to-Value Ratio (LVR) of 80% or less to avoid Lenders Mortgage Insurance (LMI). With Preston’s strong capital growth over recent years, many locals find they have more equity than they realize.

Will refinancing affect my credit score?

A single application for a refinance is a standard part of credit activity. At LoanBrix, we perform a preliminary assessment to ensure you meet lender criteria before a formal application is lodged, protecting your credit file.

Is it worth refinancing if I’m with a big bank?

Often, yes. Many “Big Four” customers are paying a “loyalty tax”—a higher rate than what the bank offers new customers. We can often negotiate a better rate with your current lender or find a significantly better deal elsewhere.

Find out how much you can borrow

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54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

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Get Started

Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.

Loan Options

Discuss your finance needs with LoanBrix and review the most suitable options available. Select your preferred loan.

Apply for a Loan

Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.

Loan Approval

Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.

What's Next?

Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.

Your Loan Journey