Whether you’re cruising the Esplanade in a new SUV, upgrading the family car for school runs in Mt Eliza, or chasing the coastal curves on a new bike, LoanBrix makes vehicle finance effortless.
We provide residents of the Mornington Peninsula & Bayside with expert brokerage services that beat the “standard” dealer rates and get you behind the wheel (or handlebars) sooner.
Many buyers fall into the trap of dealer-finance because it’s “convenient.” At LoanBrix, we provide a better kind of convenience: lower rates and more choice.
Bank-Beating Rates: We compare over 50 lenders, including specialist asset finance partners that local banks can’t access.
Fast Pre-Approvals: Shop for your car or motorcycle with the confidence of a cash buyer.
Mornington Peninsula Mobile Service: We know the Peninsula. Whether you’re in Mornington, Sorrento, or Hastings, we can handle your application entirely online or over the phone.
New & Used Vehicles: Finance for dealer purchases or private sales.
From electric vehicles to heavy-duty 4WDs, we find the structure that suits your lifestyle:
Secured Car Loans: Use the vehicle as security for the lowest possible interest rates.
Novated Leases: Salary package your car to save on tax (ideal for healthcare and education workers in the Peninsula).
Tradie Ute & Van Finance: Specialised ABN/Low-Doc loans for local Mornington contractors.
Living on the Peninsula means having world-class riding roads at your doorstep. We finance:
Cruisers, Sportbikes, and Adventure Bikes.
New & Used Motorcycles: Including private sales from local riders.
Personalised Terms: Loan durations from 1 to 7 years to fit your budget.
We understand that the Bayside lifestyle often requires a vehicle that balances performance with prestige. Whether you are commuting from Sandringham or heading to a weekend winery in Red Hill, our brokers provide a premium, mobile service that covers:
Bayside Suburbs: Brighton, Hampton, Sandringham, Black Rock, Beaumaris, and Mentone.
The Peninsula: Mornington, Mt Eliza, Mt Martha, Sorrento, and Portsea.
The Gateway: Mordialloc, Parkdale, and Chelsea.
| Feature | LoanBrix Broker | Car Dealership |
| Lender Choice | 50+ Banks & Specialist Lenders | Usually only 1 or 2 |
| Rate Transparency | Full market comparison | Often inflated via “commissions” |
| Loan Structure | Tailored to your tax/wealth goals | One-size-fits-all |
| Balloon Payments | Optional & explained clearly | Often forced to hide high costs |
Ready to upgrade your commute or your weekend? Speak to a LoanBrix vehicle finance specialist who understands the Mornington Peninsula and Bayside markets.
Absolutely. While many banks make private sales difficult, we specialize in them. We’ll handle the inspection and payout details so you can buy that second-hand bike or car from a local seller with zero stress.
Yes! If you are looking at a Tesla or another EV to save on fuel for your Melbourne commute, we have access to specific Green Loans with significantly discounted interest rates.
If the vehicle is used for business purposes at least 51% of the time, you may be eligible for a Chattel Mortgage, allowing you to claim interest and depreciation. We recommend speaking with your accountant, and we will handle the finance setup.
Yes. For our clients in Bayside and Mt Eliza, we specialise in high-end vehicle finance. We have access to private wealth lenders who offer bespoke structures for luxury cars and high-performance motorcycles that standard dealership finance simply cannot match.
Living by the bay has its perks! Beyond cars and bikes, LoanBrix also assists with marine finance for boats and jet skis. We’ll help you get on the water with the same competitive rates we offer for our road vehicle loans.
We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.
We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.
To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.
Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.
Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.
Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.
Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.
LoanBrix® is an Authorised Credit Representative 367121 under Australian Credit License 384704. ABN: 91 136 505 845 GCorp Finance Pty Ltd.
