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Personal Loans Australia: Find the Best Rates & Options in Melbourne

A personal loan from LoanBrix provides flexible, competitive finance for  all Australians. Whether you’re planning a holiday, buying a car, renovating your home, or consolidating debt in Melbourne, we connect you with the right solution. Compare options from our panel of 54 lenders to secure a loan that could save you thousands in interest and fees.

We offer a wide range of personal loans, including:

Find the Right Personal Loan for Your Needs

Types of Personal Loans

  • Secured Personal Loans: Use an asset (like a car) as security. Typically offers lower interest rates.

  • Unsecured Personal Loans: No asset required, but often has higher rates. May require a guarantor.

  • Debt Consolidation Loans: Combine multiple debts into one manageable repayment, often at a lower rate.

  • Car & Vehicle Loans: Finance for new or used cars, caravans, boats, and motorcycles.

  • Home Renovation Loans: Fund your renovation, extension, or upgrade project.

  • Medical & Dental Loans: Cover unexpected or planned medical or dental procedures.

Understanding Interest Rates

  • Fixed Rate Loans: Your repayment stays the same for the entire loan term, making budgeting predictable.

  • Variable Rate Loans: Repayments can change if interest rates move. Often allows extra repayments without penalty.

The LoanBrix Advantage: Your Trusted Melbourne Finance Broker

Why thousands of Australians choose LoanBrix for their personal loan:

  • Access to 54 Lenders: We work with all major banks, credit unions, and specialist lenders, saving you the legwork of multiple applications.

  • Five-Star Rated Service: We are proud of our 100+ 5-star Google reviews from clients who value our customer-first approach.

  • Expert Guidance Since 2009: As a long-standing MFAA member, our brokers are qualified, accredited, and committed to finding your best solution.

  • Knowledge of the Local Melbourne Market: We understand the local market and can provide relevant, timely advice.

Find out how much you can borrow

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54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

Get Started

Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.

Loan Options

Discuss your finance needs with LoanBrix and review the most suitable options available. Select your preferred loan.

Apply for a Loan

Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.

Loan Approval

Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.

What's Next?

Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.

Your Loan Journey