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Equipment Finance.

Unlock Growth with Flexible Equipment Finance.

Commercial Equipment Finance for Melbourne Businesses

Unlock Growth with Melbourne’s Premier Equipment Finance Solutions

Modern, reliable equipment is the backbone of any successful Melbourne business, from manufacturing in Dandenong to hospitality in the CBD.

At LoanBrix, we specialise in securing flexible commercial equipment finance that helps local companies acquire the assets they need to grow, without straining their cash flow. Our experts connect you to the right funding solutions, turning your operational goals into reality.

Partner with LoanBrix for your Melbourne equipment finance needs:

  • Local Expertise: We understand the specific demands of Melbourne’s diverse business sectors.

  • Tailored Solutions: We have access to leasing, chattel mortgages, and loans from a wide lender panel.

  • Tax & Cash Flow Savvy: We have structures designed to optimise deductions and preserve working capital.

  • Streamlined Process: From application to settlement, we guide you every step of the way.

Benefits of Financing Equipment with LoanBrix

  1. We Strive to Understand Your Needs: Your dedicated LoanBrix broker takes the time to learn about your business goals, cash flow, and the specific equipment driving your growth plans.

  2. We Work to Find You Competitive Deals: We leverage our network to present tailored finance options from our panel of lenders, clearly explaining the rates, terms, and structures with you.

  3. We Achieve Fast Pre-Approval & Settlement: Once you choose a solution, we manage the application for efficient approval and handle all paperwork to finalise settlement swiftly.

  4. We Offer Long-term Support: Our relationship continues after you get your equipment. We’re here to help with loan management, refinancing, or your next asset purchase.

Construction & Earthmoving Finance

Melbourne’s infrastructure boom, from the North East Link to suburban rail loop, means your business needs to be “site-ready” at a moment’s notice. We provide fast, competitive finance for “yellow goods” and heavy machinery, ensuring your cash flow isn’t buried in the dirt.

  • Assets We Finance: Excavators (mini to heavy-duty), bobcats, dump trucks, and specialised civil engineering tools.

  • The LoanBrix Advantage: We understand the cyclical nature of civil works. We can structure your Chattel Mortgage with seasonal repayments or “balloon” options to match your project’s milestones.

  • Low-Doc for Contractors: Many owner-operators have the work but not the paperwork. If you’ve held your ABN for 12 months, we can often secure machinery loans with minimal financial disclosure.

We also offer specialised Crane Finance.

Transport & Logistics Finance

With Melbourne serving as a primary logistics hub for the East Coast, your warehouse efficiency is your competitive edge. We help transport and 3PL businesses scale their operations through smart asset acquisition.

  • Assets We Finance: Forklifts (electric and LPG), reach trucks, automated warehouse racking, and pallet jacks.

  • The LoanBrix Advantage: Logistics assets often have long lifespans. We can secure longer-term financing that reflects the durability of your equipment, lowering your monthly overheads while you expand your pallet capacity.

  • Fleet Upgrades: Whether you need a single forklift or a fleet of reach trucks for a new facility in Dandenong South, we streamline the approval process so your operations never skip a beat.

Hospitality & Commercial Kitchen Finance

Melbourne is the culinary capital of Australia, but keeping a commercial kitchen modern is an expensive challenge. From boutique cafes in Fitzroy to large-scale catering in Southbank, we provide the “grease” that keeps your gears turning.

  • Assets We Finance: Commercial ovens, combi-steamers, cool rooms, industrial dishwashers, and specialised coffee equipment.

  • The LoanBrix Advantage: Hospitality is often seen as “high-risk” by big banks. We work with specialised lenders who understand the industry, offering flexible terms for both brand-new setups and established upgrades.

  • Preserve Your Capital: Don’t tie up your working capital in stainless steel. Use our equipment finance to keep your cash available for staff, stock, and marketing.

Medical & Dental Equipment Finance

Healthcare professionals in Melbourne require precision, and not just in their practice, but in their financial structuring. Whether you are a private GP in Glen Waverley or a specialist in the CBD, we help you acquire cutting-edge technology without the massive upfront capital hit.

  • Assets We Finance: High-end imaging equipment (MRI, X-ray), dental chairs, sterilisation units, and full practice fit-outs (including leasehold improvements).

  • The LoanBrix Advantage: We have access to “Professional Grade” lending panels that offer lower interest rates and higher borrowing limits for qualified medical, dental, and veterinary practitioners.

  • Fit-Out Specialists: Financing a fit-out is more complex than a single asset. We can bundle your equipment, furniture, and installation costs into a single, tax-effective monthly payment.

Why Melbourne Businesses Choose LoanBrix

  • We’re Your Local Partner: As Melbourne-based brokers, we’re invested in the success of local industry, trades, and services.

  • We Work for You, Not the Lenders: Our goal is to find the most suitable solution for your business, not to push a particular product.

  • Award-Winning Service Focus: We pride ourselves on transparent communication, guiding you smoothly through the process with our ongoing support.

  • 54 Lending Partners: We have working connections with a wide range of major lending partners, allowing us to negotiate competitive rates on your behalf.

Frequently Asked Questions (FAQs)

What types of equipment can I finance?

Virtually any asset used for business purposes, including but not limited to: machinery, kitchen fit-outs, IT systems, medical devices, and agricultural equipment.

Is commercial equipment finance better than using my cash reserves?

Financing allows you to keep cash for other opportunities or emergencies, can offer tax efficiencies, and lets you spread the cost of the asset over its productive life.

How quickly can I get approved?

With your documents ready, we can often secure a pre-approval within a few business days, getting you closer to acquiring your equipment faster.

Can I finance used equipment?

Yes. Many lenders provide finance for quality used equipment, which can be a cost-effective way to expand your capabilities.

What is the best way to finance equipment in Melbourne?

For most Melbourne businesses, a Chattel Mortgage is the preferred option as it allows for immediate ownership and potential tax benefits like GST input tax credits and depreciation. Our brokers will be able to consider your specific situation when devising the loan strategy that’s best for you.

Can I get equipment finance with a new ABN?

Yes. At LoanBrix, we work with specialist lenders who offer low-doc equipment finance for Melbourne businesses that have had an ABN active for as little as 12 months, even without full tax returns.

Find out how much you can borrow

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54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

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Get Started

Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.

Loan Options

Discuss your finance needs with LoanBrix and review the most suitable options available. Select your preferred loan.

Apply for a Loan

Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.

Loan Approval

Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.

What's Next?

Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.

Your Loan Journey