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Business Overdraft.

Cover Short-Term Gaps, Seize Long-Term Opportunities.

Business Overdraft in Melbourne: Your Flexible Cash Flow Safety Net

Is your business experiencing the common ebbs and flows of a competitive market? Seasonal dips, unexpected expenses, or slow-paying clients can strain your finances. A Business Overdraft from LoanBrix provides the flexible funding solution you need to navigate these challenges with confidence.

We connect Melbourne-based businesses with a network of leading Australian lenders to secure a revolving credit facility attached to your business transaction account. Only pay interest on the funds you use, when you use them.

Get Fast Pre-Approval: Don’t let cash flow gaps slow you down. Contact Us or Book a Time and get connected with a tailored business overdraft solution.

What is a Business Overdraft?

A business overdraft is a revolving line of credit that gives your business immediate access to extra funds, up to an approved limit. It’s designed to cover short-term cash flow shortages, acting as a financial safety net for your day-to-day operations.

Think of it like a buffer for your business bank account. When your balance hits zero, you can automatically dip into your overdraft facility instead of facing declined payments or fees.

Why Businesses Choose an Overdraft with LoanBrix

As a bustling hub for industries from hospitality to tech, Melbourne’s economy demands agility. Here’s why a business overdraft is the perfect tool for local companies:

  • Manage Uneven Cash Flow: Bridge the gap between paying your staff and suppliers and receiving payments from clients.

  • Cover Unexpected Costs: Handle urgent repairs, a sudden large order, or an opportunity for discounted inventory without disrupting your budget.

  • Interest on What You Use: Unlike a term loan, you only incur interest on the amount of your overdraft limit that you’ve actually used. Repay it, and the full limit is available again.

  • Fast Access to Funds: Once established, the funds are available immediately whenever a need arises, perfect for seizing opportunities in Melbourne’s fast-paced market.

  • Simplified Application: LoanBrix streamlines the process, comparing multiple lenders to find you a competitive deal without the hassle.

Ready to Secure Your Business's Cash Flow?

Don’t let a temporary cash shortfall hinder your growth in Melbourne. A flexible business overdraft is a smart way to ensure your operations run smoothly.

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54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

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