In almost every standard home loan scenario, LoanBrix services cost you nothing. We are paid a commission by the lender once your loan settles. This is the bank’s way of covering the cost of acquiring a customer, and it does not increase your interest rate or loan fees. You get expert advice, a comparison of over 50 lenders, and all the paperwork managed for you at $0 cost to you.

Your borrowing capacity depends on several factors, including your income, existing debts, living expenses, and the size of your deposit. Because Bulleen and Rosanna have diverse property types—from mid-century family homes to modern townhouses—we recommend a pre-assessment to determine your exact limit before you start attending auctions.

For a well-prepared application in 2026:

• Pre-approval: Typically takes 3 to 10 business days.

• Formal Approval: Once you’ve found a property, valuations and final credit checks usually take another 5 to 15 business days. At LoanBrix, we use advanced digital systems to ensure your documents are “bank-ready,” which can often shave days off the standard processing time.

Absolutely. Many of our clients in the North-East are small business owners or contractors. We specialise in Self-Employed Home Loans, helping you navigate the additional documentation (like tax returns and BAS) required by lenders to prove your income stability.

As the North East Link project progresses, many properties in Bulleen and Rosanna are seeing shifts in value due to improved connectivity. Lenders look closely at infrastructure when valuing property. We can help you understand how “rezoning” or “compulsory acquisition” in certain pockets might affect your specific finance application.

Yes. We have a dedicated arm for Commercial & Asset Finance. Whether you need a loan for a new crane, truck, or specialised machinery to service local construction projects, we can secure competitive rates using the equipment itself as security.

A bank branch can only offer you their own products. LoanBrix compares 54+ lending partners. This means we can often find lower rates, higher borrowing limits, or more flexible terms that a single bank simply won’t disclose to you. Plus, as MFAA members since 2009, we have a legal “Best Interests Duty” to put your needs first—banks do not have this same legal obligation.