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Empowering Your Wealth Journey with Strategic Property Finance in Burwood and Beyond.

Are you looking to expand your portfolio with a residential rental or dive into the high-yield world of commercial real estate?

At LoanBrix, we aren’t just transaction managers—we are your long-term finance partners. Based in the heart of Burwood East, our expert mortgage brokers specialise in structuring investment loans that don’t just get approved but actually work for your future.

Why Choose a LoanBrix Mortgage Broker in Burwood?

Navigating the Melbourne property market requires more than just a low interest rate. It requires a strategy that considers tax implications, equity growth, and long-term scalability.

As a five-star rated brokerage and proud MFAA member since 2009, LoanBrix offers:

  • Access to 50+ Lenders: From Big Four banks to boutique specialist lenders.

  • Strategic Loan Structuring: We work alongside your accountant to ensure your loan supports your tax and wealth goals.

  • Burwood Local Expertise: We understand the local market dynamics in Burwood, Box Hill, and the Whitehorse area.

Our Investment Finance Specialisations

1. Residential Investment Loans

Whether you’re a first-time investor or a seasoned pro, we help you unlock equity in your current home to fund your next purchase. We offer:

  • Interest-only options to maximise cash flow.

  • Offset accounts to reduce interest while keeping funds accessible.

  • Split-rate loans for a balance of security and flexibility.

2. Commercial Property Finance

Looking for higher yields? Commercial property in Melbourne’s East is a powerful play. We assist with:

  • Office, Warehouse, and Retail spaces.

  • SMSF Loans: Use your superannuation to invest in property.

  • CIPT Advice: Navigating the new Commercial and Industrial Property Tax transitions.

3. Refinancing & Portfolio Reviews

Is your current investment loan still competitive? We provide a comprehensive “Health Check” for your lending portfolio to ensure you aren’t paying a “loyalty tax” to your current bank.

The LoanBrix 5-Step Investment Process

We make the complex simple.

  1. Discovery: Understanding your investment goals.

  2. Strategy: Comparing over 54 lending partners to find the right fit.

  3. Pre-Approval: Giving you the confidence to bid at auction.

  4. Application to Settlement: We handle the paperwork, the lenders, and the solicitors.

  5. Ongoing Support: Annual reviews to ensure your rate remains the sharpest in the market.

Serving Burwood and Surrounding Suburbs

Conveniently located at Burwood Heights Shopping Centre, we are the go-to mortgage brokers for residents and investors across:

  • Burwood & Burwood East

  • Box Hill & Box Hill South

  • Camberwell

  • Ashwood & Ashburton

  • Mount Waverley

  • Glen Waverley

  • Surrey Hills

Ready to Start Your Investment Journey?

Don’t leave your financial future to chance. Talk to the Burwood experts who see finance as a partnership, not a transaction.

Frequently asked questions (FAQs)

How much deposit do I need for an investment property in Burwood?

While many lenders prefer a 20% deposit (which avoids Lenders Mortgage Insurance), it is possible to enter the market with as little as 10% in some cases. Alternatively, if you already own a home in Burwood or surrounding suburbs, we can often use your existing equity as a deposit, requiring $0 in actual cash.

Can I use my SMSF to buy a commercial property?

Yes! At LoanBrix, we are specialists in SMSF (Self-Managed Super Fund) lending. This is a popular strategy for business owners in the Whitehorse area who want to buy their own warehouse or office space through their super, effectively paying rent to themselves.

What is the difference between an interest-only and a principal & interest loan?

  • Interest-Only: Lower monthly repayments, which can help with short-term cash flow and maximise tax-deductible interest.

  • Principal & Interest: You pay down the loan balance over time, building equity faster but with higher monthly outgoings. We work with your accountant to determine which structure fits your specific tax strategy.

How long does the loan approval process take?

In most cases, we can provide a preliminary assessment of your borrowing capacity within 24–48 hours. Official bank pre-approvals typically take between 3 to 7 business days, depending on the complexity of your finances and the chosen lender’s current turnaround times.

Why should I use a broker in Burwood instead of going to my bank?

Your local bank only has access to its own products. A LoanBrix broker has access to 50+ lenders. We compare the market for you, finding the sharpest rates and the most flexible terms—often uncovering specialist investment products that high-street banks don’t offer.

Does LoanBrix help with the CIPT (Commercial and Industrial Property Tax) transition?

Yes. With the recent shifts in Victorian property tax laws, including the Commercial and Industrial Property Tax (CIPT), we help investors understand how these changes impact their borrowing power and cash flow when purchasing commercial assets.

Find out how much you can borrow

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54 Lending Partners

We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.

Five Star Rated

We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.

MFAA Member Since 2009

To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.

Get Started

Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.

Loan Options

Discuss your finance needs with LoanBrix and review the most suitable options available. Select your preferred loan.

Apply for a Loan

Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.

Loan Approval

Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.

What's Next?

Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.

Your Loan Journey