At LoanBrix, we understand that your current home loan might not be working as hard for you as it should. With changing life circumstances, shifting financial goals, and evolving market conditions, the loan that was perfect two years ago might be costing you thousands today.
Our refinancing services are designed to help Australian homeowners secure better rates, reduce monthly payments, and achieve financial freedom sooner.
Australian homeowners save thousands annually by refinancing at the right time. Our experts continuously monitor the market to identify when better rates become available for your specific situation.
We’ve transformed the typically complex refinancing journey into a straightforward, stress-free experience. Our dedicated loan specialists assist and guide you through every step.
Unlike banks that offer limited products, we compare hundreds of loan options from our panel of over 50 lenders (including major banks) to find the perfect match for your financial situation and goals.
Your fixed-rate period is ending
You’re paying more than 0.5% above current market rates
Your financial situation has improved (raised income, increased equity)
You need to consolidate high-interest debt
You want to access equity for renovations, investments, or other goals
You’re dissatisfied with your current lender’s service
Contact us and we’ll discuss your options and begin the process. We’ll analyse your current loan structure, rate, and features to identify potential savings without any obligation.
A dedicated LoanBrix specialist will discuss your financial goals, timeline, and preferences to create a customised refinancing strategy.
We search across our extensive lender network to present you with competitive options tailored to your needs.
Our team handles the paperwork, lender communication, and documentation requirements, keeping you informed at every stage.
We coordinate with all parties to ensure a smooth transition and conduct a follow-up review to ensure everything is performing as expected.
Our wide range of lenders means competitive interest rates and reduced monthly payments
Switch from variable to fixed rates (or vice versa) based on market conditions
Debt consolidation to simplify finances
Access equity for wealth-building opportunities
Remove lender’s mortgage insurance (LMI) if you’ve built sufficient equity
Upgrade to loans with better offset accounts or redraw facilities
Obtain more flexible repayment options
Secure loans with lower fees and charges
Access improved customer service and digital banking features
Unlock the value in your property for renovations, investments, or major purchases while potentially improving your loan terms.
Combine high-interest personal loans, credit cards, and other debts into your mortgage at lower interest rates, simplifying repayments and reducing overall costs.
Optimise your investment portfolio with loans featuring better tax-effective structures and rates tailored for property investors.
Specialised solutions for those looking to refinance after completing building projects or during construction phases.
Discover your potential savings in minutes and without affecting your credit score.
Work with accredited specialists who understand the Australian lending landscape and are committed to finding your optimal solution.
We don’t disappear after settlement. Our team provides ongoing loan reviews to ensure your mortgage continues to work for you as your circumstances change.
While some lenders charge discharge and application fees, the long-term savings typically outweigh the costs. We’re transparent about all potential fees upfront and often negotiate these on your behalf.
Typically 3-6 weeks from application to settlement. We expedite documentation and lender communication to ensure minimal delay.
A single refinancing application has minimal impact, especially when working with a broker who can make targeted applications rather than multiple bank applications. We will address any concerns you may have before beginning the process to ensure refinancing is right for you.
Absolutely. We work with specialist lenders who understand non-traditional income structures and can find solutions that mainstream banks often decline.
We have relationships with all the major financial institutions and are constantly reviewing new and innovative loans to help provide you with the best possible solution.
We have over one hundred 5 Star ratings from clients on our Google business profile. We pride ourselves on customer service, and aim always to provide the best possible experience.
To become a member, individuals must meet specific requirements, including professional qualifications, a good character, and holding an Australian Credit Licence (ACL) or being a Credit Representative.
Contact Us now or Book a Time with a broker to start your journey. Have a chat with LoanBrix about your finance needs in person, over the phone or online, whatever works easiest for you.
Your file is submitted to the lender for approval. Regular updates are provided to you throughout the process.
Your loan is approved! Document signing is arranged and LoanBrix helps coordinate your settlement.
Your loan has settled! Your finance journey continues and the LoanBrix team look forward to working with you both now and in the future.
LoanBrix® is an Authorised Credit Representative 367121 under Australian Credit License 384704. ABN: 91 136 505 845 GCorp Finance Pty Ltd.
